Posts Tagged ‘money’

Needs Of Vacationers Travel Baggage Insurance?

December 1, 2018

In which cases it is advisable to a Reisegepackversihcerung and the holiday season starts again some tips for a worry-free vacation that hot summer months are soon back, and the theme of travel luggage insurance is current again. Just imagine, hand luggage including cell phone, I-pod, photo camera and several expensive pieces of jewelry are stolen upon arrival at the resort (and that although the holiday still not even properly started!): A prime example of the travel baggage insurance. Because the insurer but had to do over the years with more and more scammers, who wanted to improve their holiday budget with a fake injury, such insurance is strictly to superior: only if you can prove that no single second sight leaving his baggage which is admittedly very difficult to prove–take over the insurer the damage. Also, the insured amount should correspond to the insured value. Otherwise, it could be that you are underinsured and the insurance is therefore quite useless. All baggage of the insured and his family is regarded as insured travel luggage.

Also gifts and souvenirs from the holidays are considered insured. Note: Especially valuable items like jewelry, video cameras and photo equipment request the insurer even more vigilance and have set special compensation limits. If you purchase a baggage insurance, don’t forget when determining the sum of insured, on the fair value to eighth (goods carried in particular due to the above compensation limits of especially valuable). “” “Are insured for the transportation or storage of baggage following cases: misplacement, loss”, damage “. “” “” “The remaining journey it include while theft”, burglary, robbery”, blackmail, malicious damage by third parties”, losing “(but note not” standing – or Hangenlassen are,”!) or a non timely delivery”. And a small tip on the edge: you consider exactly what you take in the holiday. The most expensive watch must really extends a simpler Variant? Always remember to lock up your valuables in safes provided previously. Can definitely not spoil the holiday and enjoy the most beautiful time of the year.

Saver: Three Years, Three Percent Interest

September 12, 2016

Investments in the financial test are careful savers. High interest rates and anytime access to your savings: this combination has become rare in recent years and should let the alarm bells ringing. The financial portal gives recommendations for flexible and at the same time secure investments. Much more than 3 percent interest rates are currently not realistic for safe assets. The Stiftung Warentest in a recent study of 86 banks comes to this conclusion. Just the readily available money of the day, customers need to make cuts. Many banks require a minimum investment amount for the maximum rate.

Whoever puts less on the account, must settle for a lower interest rate. Test winner of the day money is the Bank of Scotland. Regardless of the sum of the invested money, customers receive 2.3 percent interest per year. Federal Treasury bonds, where the interest is growing year are another option. So, this form of investment can be cancelled at any time.

However, investors in such a case must count with tees. The NF Bank there after three years for example, 2.27 percent, after five years of 2.72. Who already wants to put his money over a long period, should think about one time systems without premature availability. The fixed interest rate offer of Santander consumer bank named financial test in the most attractive savings model. 3.5 percent interest rates currently represented the peak under the safe money investments. On maturities, covering more than three years, customers should not engage in principle. In the current financial situation are to assess such assets as risky. More information about investments: finance contact: Lisa Neumann University first media GmbH barefoot streets 12 04109 Leipzig Tel: + 49/341/49288-240 fax: + 49/341/49288-59